Disability coverage for physician who test positive for coronavirus is available through our Association Group Long Term Disability insurance contract with MGIS/Sun Life.
We are acutely aware that all of our Wisconsin Physicians involved with direct patient care are at risk of testing positive for COVID-19. At a time when the coronavirus is causing concern for all of us, a physician’s ability to provide for their families if they could not practice because of testing positive should be the last of their worries.
So, this is to let you know that we have a special Group Long Term Disability contract for Physicians. It is the strongest in the nation with one of the strongest insurers in the market.
There is more good news for you: if you currently are not insured with Sun Life, consider switching. Because of our negotiated association contract, we may be able to provide you a lower insurance premium.
And, of course, unlike any other Agency, our profits go directly to the Wisconsin Medical Society and are put to work for you.
The following documents from insurance carriers provide greater detail about disability coverage eligibility.
To learn more, please contact Chris Noffke or Dave Serena.
NOTE: We also work with the “Big 5” Personal Disability Insurers (Standard, Principal, Berkshire/Guardian, Ameritas, and Mass Mutual) and have asked them if their “personal” disability policies would pay benefits. So far, we have heard different responses from “testing positive” by itself would not be covered to responses using terms like “may” and “probably”.