Short-Term and Long-Term Disability
Short-term and Long-Term Disability coverage options ensure your employees are protected in the event of illness or injury, providing financial support when they need it most. Short-Term Disability (STD) insurance offers income replacement of an employee’s salary for a temporary period, while Long-Term Disability (LTD) insurance extends coverage for more serious, long-term conditions, helping employees stay financially stable while disabled.
We can customize both STD and LTD coverage within your employee benefits package to fit the needs of your business and employees. We offer flexible options for how the premiums are paid—whether employee-paid, employer-paid or a shared contribution. This flexibility allows you to create a benefits plan that provides the right level of protection for your employees while aligning with your business’s budget and goals.
Disability Carriers We Offer:
- The Standard
- The Hartford
- Lincoln Financial Group
- Unum
- Guardian
- Reliance Matrix/MGIS
- Principal
Life Insurance
Group life insurance options offer valuable coverage for medical practices and healthcare organizations looking to provide financial security for their staff. These policies generally feature affordable premiums and can be tailored to meet the specific needs of the group, with coverage amounts often based on factors such as salary or a fixed benefit.
As your benefits partner, we’ll guide you in building a comprehensive benefits package that enhances employee satisfaction and retention. Contact us today to learn how we can help you create an effective disability and life insurance component in your employee benefits plan.
Chris Noffke, CSFS, GBDS
Vice President, Employee Benefits
Reach out to me to learn more. You can contact me at chris.noffke@wismedassure.org or 608.442.3734.
Chris Noffke, CSFS, GBDS
Vice President, Employee Benefits
Reach out to me to learn more. You can contact me at chris.noffke@wismedassure.org or 608.442.3734.