When I look at the coming year, 2026 feels like it’s shaping up to be a rollercoaster ride for health insurance and other benefits. Rising medical costs, specialty drugs, and policy changes are making benefits strategies more complex and personalized than ever. …
Read More
Ready to Retire? Your Financial Rx for a Smooth Transition – Free Webinar
After a long and dedicated career, the thought of retirement is both exciting and a little overwhelming. You've spent your life providing the best care for your patients, but who is providing the best care for your financial future? Join us for a complimentary, one-hour webinar designed specifically for physicians like you who are either considering retirement or have recently made the transition.…
Read More
Wisconsin Physician License Renewal Now Open
The Wisconsin Department of Safety and Professional Services (DSPS) will open physician license renewal on Friday, September 12, 2025. To keep your license active, you must submit a completed renewal application with payment by 11:59 p.m. on October 31, 2025. …
Read More
Add This New Invaluable Rider to Your Term Life Coverage
We often view term life insurance coverage as a commodity – the more coverage we can secure at the lowest cost the better. This is a flawed premise. There are numerous options and riders to at least consider when purchasing term life protection. …
Read More
Cyber Liability Insurance – An Often Overlooked Essential
Cyber liability insurance is often overlooked but is essential for physician groups of all sizes. Ten years ago, cyber liability insurance wasn’t really discussed as a necessary option. Unfortunately, in 2024 there were 14 data breaches involving more than one million health care records affecting 237,986,282 U.S. residents. …
Read More
Understanding the Annual Medicare Open Enrollment
Each year Medicare allows beneficiaries to make changes to how they receive Medicare coverage during the annual open enrollment period. Let’s review a few of the basics and your options during this annual event.…
Read More
Federal Student Loans: Consider a New Payment Plan
Navigating the world of federal student loans can be complex, especially with constant changes to repayment plans and forgiveness programs. Here is a breakdown of the latest updates and options to help borrowers make informed decisions.…
Read More
Adapting Employee Benefits to Support Your Staff
When I first entered the world of insurance nearly 20 years ago, the employee benefits landscape in Wisconsin was very different from what it is today. Back then, the conversation centered almost exclusively around traditional health plan's networks. Employers were primarily concerned with keeping costs manageable, while providing a basic level of coverage that checked the necessary boxes. …
Read More
Hybrid Policies Shine in Addressing Long-term Care Concerns
It’s not a secret that the rapidly increasing cost of long-term care is driving dramatic increases in long-term care (LTC) insurance premiums. You may also have been victim or witness to a dramatic increase in long-term care insurance premiums on a policy purchased years ago.…
Read More
Business Owner’s Insurance for Health Care Clinics
A business owner’s insurance policy (BOP) is a cornerstone of risk management for health care clinics. Unlike professional liability (malpractice insurance), which addresses claims against medical services rendered, a BOP addresses business risks such as general liability, commercial property, and business interruption.…
Read More