Tornadoes Can Strike in Seconds. Are You Ready?

By The Hartford, reposted with permission

     
 
Tornado season is upon us and could bring more storms in the months ahead. In fact, the U.S. experiences the most tornadoes of anywhere in the world.1 Last year alone 1,197 tornadoes tore through the country, costing over $1 billion in property damage.2
 
While we can’t prevent tornadoes, we can help you craft a safety plan and prepare. And know that if a tornado has damaged your property and you need to file a claim, we’re here to help you online or by phone (800 243 5860).
 
 
 
Before a Tornado
 
     
     
Designate a Shelter
     
The best shelters are sturdy, windowless spaces with room for you, your family, and pets.
     
A basement is ideal, though any low level, windowless room works, including closets, hallways, interior stairwells, or a bathtub if you have a heavy blanket or mattress as cover.
     
     
     
Create an Emergency Kit
     
Be sure your kit includes:
     
Food & Water Icon   Food and Water for 72 hours, such as canned soup, granola bars, or shelf stable goods, plus a can opener
     
Whistle Icon   Whistle or horn to attract attention should you become trapped
     
Flashlight Icon   Battery or generator powered lights to conserve mobile phone power
     
First aid kit Icon   First aid kit that includes bandages, antiseptic, and essential medicines
     
Radio Icon   Battery or crank radio because cell towers may be down
     
Money Icon   Important documents, including copies of your ID, insurance information, Social Security cards, a small amount of cash, and other legal documents, such as wills
     
Pet food Icon   Extra pet food if needed
     
     
 
During a Tornado
 
     
 
Know the signs of a tornado:
 
  • Dark green or sickly looking sky
 
  • Large hail
 
  • Low clouds, especially if they’re rotating
 
  • A roar often compared to a train whistle
 
If you hear or see these signs, or there’s a local tornado warning, shelter with family and pets.
 
If you’re far from that shelter, try to find a sturdy community building, such as a church or office building nearby.
 
If you’re in a vehicle and can’t find shelter, stay inside, and cover your head.
 
     
 
After a Tornado
 
     
 
  • Use your horn or whistle, or another implement to attract help if trapped.
 
  • Check your structure’s integrity. If you see cracks, rubble, or fallen beams, exit until it’s deemed safe to return.
 
  • You may need shelter. If so, text "Shelter" and your zip code to FEMA (43362).
 
  • Avoid downed powerlines. Even if they look inactive, wires may still carry a live current.
 
  • Avoid using lighters or flames. Even if you don’t smell gas, there may still be a leak.
 
  • Use generators safely. Vent generators outside. Carbon monoxide poisoning comes fast and can be deadly.
 
  • Monitor the radio. Stay informed and safe by tuning your radio to reliable local news or emergency services.
 
     
 
File your claim with The Hartford
 
     
 
We want to help you get your life back on track as fast as possible. We’ll be there after a disaster – and anytime you need us. You can reach us 24/7 online or at our toll free number 800 243 5860.
 
     
 
Thank you for your business.
 
Steve Deane Signature
Steve Deane
Chief Claims Officer
 
     

Please reach out to the WisMed Assure team at insurance@wismedassure.org, complete this online form or call 608.442.3810 to explore your insurance options.

Note: This article is for informational purposes only and should not be considered as insurance advice related to your specific policy or situation. Please consult with a qualified insurance advisor or professional before making any policy decisions. Full disclaimer and contact information.

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