2025 Volume 3

Federal Student Loans: Consider a New Payment Plan

By Mark Ziety, CFP®, AIF®, Senior Advisor, WisMed Financial

Closeup image of graduation cap and money on table.

Navigating the world of federal student loans can be complex, especially with constant changes to repayment plans and forgiveness programs. Here is a breakdown of the latest updates and options to help borrowers make informed decisions.

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Cyber Liability Insurance – An Often Overlooked Essential

By Jensen Peck, Business and Professional Insurance Executive

System hacked. Internet security

Cyber liability insurance is often overlooked but is essential for physician groups of all sizes. Ten years ago, cyber liability insurance wasn’t really discussed as a necessary option. Unfortunately, in 2024 there were 14 data breaches involving more than one million health care records affecting 237,986,282 U.S. residents. That’s approximately 69.97% of the nation’s population. A lot of cyber events were able get through by simply using malicious or phishing emails to staff – taking advantage of human error.

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Ready to Retire? Your Financial Rx for a Smooth Transition – Free Webinar

mature caucasian woman use laptop computer at home

Presented by Mark Ziety, CFP®, AIF®, Senior Advisor, WisMed Financial and Alisa Allen, RHU, REBC, Medicare Benefits Insurance Advisor

After a long and dedicated career, the thought of retirement is both exciting and a little overwhelming. You’ve spent your life providing the best care for your patients, but who is providing the best care for your financial future? Join us for a complimentary, one-hour webinar designed specifically for physicians like you who are either considering retirement or have recently made the transition.

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Add This New Invaluable Rider to Your Term Life Coverage

An elderly man sits on a couch, leaning on a cane and looking lost in thought.

By Tom Strangstalien, Executive Director Individual Insurance Planning

We often view term life insurance coverage as a commodity – the more coverage we can secure at the lowest cost the better. This is a flawed premise. There are numerous options and riders to at least consider when purchasing term life protection. An innovative new rider shatters this basic premise to pieces!

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Understanding the Annual Medicare Open Enrollment

Company employee benefits manual, with cover opening to reveal tabbed contents.

By Alisa Allen, RHU, REBC, Medicare Benefits Insurance Advisor

Each year Medicare allows beneficiaries to make changes to how they receive Medicare coverage during the annual open enrollment period. Let’s review a few of the basics and your options during this annual event.

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Wisconsin Physician License Renewal Now Open

By The Wisconsin Medical Society

Time to renew.

The Wisconsin Department of Safety and Professional Services (DSPS) will open physician license renewal on Friday, September 12, 2025. To keep your license active, you must submit a completed renewal application with payment by 11:59 p.m. on October 31, 2025.

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