Medicare provides essential health care coverage for individuals over 65, but it does not cover routine dental services such as cleanings, exams, fillings, or dentures. For those in need of dental care, there are a couple options to enhance your Medicare coverage. You can consider Medicare Advantage plans that include dental benefits or opt for a standalone dental insurance plan. …
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PAYE & ICR Plans Reopening for Student Loan Borrowers
The Pay As You Earn (PAYE) and Income Contingent Repayment (ICR) plans will reopen in mid-December under an Interim Final Rule. For borrowers forced into forbearance under the Saving on a Valuable Education (SAVE) repayment plan, should you switch plans? …
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Don’t Wait for Disability Protection: A True Story
When you’re in your twenties and thirties, you can feel invincible. Despite the extraordinary odds of a disability, you might think, “why not wait until later in my career when my income increases?”…
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Lifetime Term Life Insurance. Does It Exist?
Last month was life insurance awareness month, but we should be aware of the value of life insurance and the opportunities it offers all year round. A relatively new concept in life insurance is guaranteed no-lapse universal life. …
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Residual Disability Rider Provides Financial Protection
The Residual Disability Rider is an essential addition to a physician's disability insurance policy. It provides financial protection in the event of a disability that limits your ability to work at full capacity. …
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Open Enrollment
We’re rapidly approaching autumn and it’s time to start thinking about your open enrollment. Many companies fail to properly do an open enrollment, or maybe it’s your first time. …
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New Rules Regarding Overtime Pay
The Department of Labor announced a final overtime rule, Defining and Delimiting the Exemptions for Executive, Administrative, Professional, Outside Sales, and Computer Employees, on April 23, 2024. The rule revised the regulations issued under the Fair Labor Standards Act (FLSA) that implement the exemptions from minimum wage and overtime pay requirements. …
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Investing in Private Equity: A Pre-IPO Opportunity
Private equity offers a unique opportunity to invest in promising companies before they go public. …
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Worker’s Compensation rates drop
Starting October 1, 2024, for the ninth consecutive year, Worker’s Compensation (Work Com) rates in Wisconsin will drop. Work Comp rates in Wisconsin are set by the state and are the same for every insurance carrier. …
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Artificial Intelligence (AI)-Generated Healthcare Content; Understanding the Limitations
Artificial intelligence (AI), including chatbot tools like the popular ChatGPT, has made possible many useful applications in the healthcare sphere. ChatGPT’s ability to generate human-like responses to natural language inputs has made it an attractive tool for professional and student writers.…
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