Long-term care insurance – but what if I don’t need it?
By Tom Strangstalien, Insurance Advisor
We all know the risks of a long-term care event devastating our family’s finances as well as our mental and personal well-being. Roughly half of those who reach the age of 65 will require some form of long-term care assistance during their lifetime.
Rising health insurance premiums
By Chris Noffke, GBDS, CSFS, Vice President of Employee Benefits
Health insurance premiums are constantly on the rise. According to the Centers for Medicare & Medicaid Services, “U.S. health care spending grew 2.7 percent in 2021, reaching $4.3 trillion or $12,914 per person.” Everyone from employees to employers are feeling the squeeze of high-cost premiums.
Exercise your financial muscles to get financially fit
By Mark Ziety, CFP®, AIF®, Senior Advisor, WisMed Financial
“Those who work their land will have abundant food, but those who chase fantasies have no sense.” This ancient advice from Proverbs illustrates the importance of financial fitness.
Medicare questions to ask
By Mary Krueger, Medicare Specialist
Before enrolling in Medicare, there are several decisions Medicare recipients need to make regarding their existing coverages or changes in their health insurance needs.
Small business claims that can be surprisingly expensive
By Society Insurance Human Resources, reposted with permission from Society Insurance
While running a small business, there’s a decent chance that throughout its course you’ll have to file some sort of insurance claim (often unexpectedly). Whether due to fire, theft, on-site injury or other incident, some experts estimate that 75% of small businesses faced an insurance-worthy incident just last year.